Insurance is easy cash for the fat cats, as simple as falling off a log. When we shipped the tarnished family silver back to Blighty, cover was compulsory: no pay, no way. It’s one of life’s expenses that you put down to experience and write off, like the unrequited Christmas card to an ungrateful relative. Regular readers may remember that our tatty heirlooms were raided by the fuzz and that an ostentatious hi-fi speaker was badly damaged. Time to claim, we thought – in for a penny, in for pound. In went the claim, back came the cash. A check (Yankee spelling), landed on the mat for $250. God Bless America and God bless Travel Guard, Inc. Of course, by the time all the middlemen down the monetary line took their cut, I only ended up with £130.
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